1. Assessed value
Look for "assessed value," "listed value," or "housesite value" on your town tax bill, lister card, reassessment notice, or Grand List record.
Submit town records ->Vermont property tax tool
Understand your
tax bill.
Use this calculator to estimate a Vermont property tax bill, compare a prior assessment to a new assessment, and learn the terms that appear on town tax bills, Grand Lists, reassessment notices, and state tax documents.
Privacy note: this calculator runs in your browser. VT4VT does not receive the numbers you type here. The town lookup can fill Vermont's published FY26 education rates and CLA when available, plus the state's estimated FY27 adjustment factor. Municipal/local rates still come from your town tax bill or town tax rate notice.
Find the numbers you need
Where to look on your tax bill.
Most people need four things: assessed value, education rate, municipal rate, and CLA. Your tax bill usually has the first three. CLA usually comes from Vermont Property Valuation and Review or your town's equalization/reappraisal documents.
2. Tax rates
Education property tax rates are published by the Vermont Department of Taxes. Municipal/local rates usually come from your town tax bill, town treasurer, or annual tax rate notice.
Read the official-source guide ->3. CLA
Search your town name plus "CLA," "Common Level of Appraisal," "Equalization Study," or "Vermont PVR." If you cannot find it, leave the CLA box blank.
Find published rates ->- If your bill shows one combined rate: enter it as the municipal/local rate and leave education/other blank.
- If your bill shows separate education and municipal rates: enter each rate in its own box.
- If your rate is shown as mills: divide mills by 10 to convert to a per-$100 rate. Example: 21.50 mills = 2.150 per $100.
- If your CLA is 82.5: enter 82.5, not .825. The calculator will estimate market value from that percentage.
Plain-English definitions
What the terms mean.
Assessed value
The value your town assigns to your property for tax purposes. Your tax bill is usually based on assessed value, not what you think the property could sell for today.
Grand List
The town's official list of taxable property values. Grand List changes matter because they affect how the tax burden is spread across property owners.
Homestead
A Vermont resident's primary home. Homestead properties use the homestead education tax rate and may qualify for income-based adjustments or credits.
Non-homestead
Property that is not declared as a primary Vermont residence, including many rental, business, commercial, second-home, and non-resident properties.
Education property tax
The school-related portion of the property tax system. Vermont uses statewide education funding rules, so this is not just a simple town budget calculation.
Municipal tax
The local portion used for town services such as roads, public safety, administration, libraries, and other voter-approved municipal spending.
CLA
Common Level of Appraisal. It estimates how close a town's assessed values are to fair market value. A CLA below 100% means assessed values are generally below estimated market value.
COD
Coefficient of Dispersion. A measure of how consistent assessments are within a town. A high COD can suggest uneven assessment accuracy.
Reappraisal
A townwide process to reset property assessments. Reappraisal can shift taxes among properties even when a town says the overall rate is being adjusted.
Equalized Grand List
A state-adjusted version of the Grand List used to compare towns more fairly when assessments are not all at the same market-value level.
VT4VT data plan
How this becomes statewide.
The calculator can become a town lookup tool by loading an annual VT4VT data file with official state and municipal values. The cleanest structure is the same basic model used by other static calculators: page -> local JavaScript -> VT4VT-hosted data file -> browser calculation.
| Data needed | Primary source | Why it matters |
|---|---|---|
| Homestead and non-homestead education rates | Vermont Department of Taxes education property tax rates | Helps residents find published education rates and related state resources. |
| FY27 statewide adjustment factors | Estimated FY27 Statewide Adjustment Factors by Town | Adds official town-level context for upcoming property tax research and comparisons. |
| CLA, COD, equalized Grand List | Vermont PVR Equalization Study | Explains how reassessments and equalization affect the tax burden. |
| Grand List changes | Town Grand Lists, Grand List abstracts, lister records | Shows what changed locally and where large shifts occurred. |
| Actual bill impact | VT4VT surveys and public tax bill examples | Connects official rates to the lived experience of Vermonters. |
| School finance context | Agency of Education and legislative finance documents | Helps explain why similar homes can face different tax outcomes. |
Help build the record